Suffering a workplace injury can be life-altering, affecting your ability to work and provide for your family. What are permanent partial disability benefits in California?
Permanent partial disability (PPD) benefits in workers’ compensation are awarded to workers who have sustained injuries that permanently limit their ability to perform certain work-related tasks, but don’t completely prevent them from working. These benefits compensate for the permanent impairment and are typically calculated as a percentage of the worker’s pre-injury wage, paid over a set number of weeks.
At Scher, Bassett & Hames, we have decades of experience helping injured workers secure the full benefits they deserve under California workers’ compensation laws. Below, we break down everything you need to know about PPD benefits and how to maximize your claim.
What Is Permanent Partial Disability in California?
How does California define permanent partial disability? PPD refers to long-term workplace injuries that result in permanent functional limitations but do not prevent an employee from working entirely.
Key Characteristics of PPD:
- The worker has reached Maximum Medical Improvement (MMI) but still has lasting impairments.
- The disability partially limits the worker’s ability to perform job duties.
- The worker can still work in some capacity but may need job modifications.
- The level of disability is determined by a Permanent Disability Rating.
Who Qualifies for Permanent Partial Disability Benefits?
How do you know if you are eligible for PPD benefits? You qualify for PPD benefits if a work-related injury causes lasting physical or functional impairments that affect your ability to perform job-related tasks.
Common Qualifying Injuries:
- Back and spinal injuries leading to reduced mobility.
- Repetitive stress injuries like carpal tunnel syndrome.
- Loss of function in limbs due to fractures or nerve damage.
- Hearing or vision loss due to workplace exposure.
If your doctor determines that you have a permanent impairment, you may be entitled to compensation through PPD benefits.
How Are Permanent Partial Disability Benefits Calculated?
California workers’ compensation uses a Permanent Disability Rating Schedule (PDRS) to determine PPD benefits. The rating is based on:
- Medical Report Findings – Includes your doctor’s impairment rating.
- Age and Occupation – Older workers and physically demanding jobs may receive higher ratings.
- Apportionment – If a pre-existing condition contributed to your disability, benefits may be adjusted.
- Disability Percentage – The percentage assigned to your injury determines the length of benefits.
Estimated PPD Benefit Amounts:
- 1% to 24% disability → Compensation for up to 4 weeks per percentage point.
- 25% to 69% disability → Compensation for up to 6 weeks per percentage point.
- 70% or higher disability → May qualify for permanent total disability benefits.
How to File for Permanent Partial Disability Benefits in California
What steps should you take to claim PPD benefits? Filing for PPD benefits requires medical evaluation, documentation, and adherence to workers’ compensation guidelines.
Steps to File a PPD Claim:
- Report Your Injury – Notify your employer as soon as possible.
- Seek Medical Treatment – Your treating physician must assess your condition.
- Reach Maximum Medical Improvement (MMI) – A doctor determines when your recovery has plateaued.
- Obtain a Permanent Disability Rating – Your doctor or a Qualified Medical Evaluator (QME) assigns a rating.
- Submit a Claim with the California Division of Workers’ Compensation (DWC) – File required paperwork.
- Negotiate or Appeal if Necessary – If you disagree with the rating, you can request a review.
Can You Work While Receiving PPD Benefits?
Yes, you can continue working while receiving PPD benefits. Many injured employees work in a modified role or reduced hours while collecting compensation. However, benefits may be reduced or discontinued if:
- You return to work earning the same or higher wages than before the injury.
- You refuse reasonable job accommodations offered by your employer.
- You experience no lasting disability as determined by a medical evaluation.
Maximize Your PPD Benefits – Get the Legal Support You Need
Handling permanent partial disability benefits can be complex, and insurance companies may try to minimize your compensation. Don’t settle for less than you deserve.
Call Scher, Bassett & Hames today at 408-739-5300 for a free consultation. Our experienced workers’ compensation attorneys will fight for your maximum benefits.
Resources:
For more information on permanent partial disability benefits in California, visit:
- California Division of Workers’ Compensation – Permanent Disability Benefits
- California Labor Code – Workers’ Compensation Laws
- State Bar of California – Legal Rights for Injured Workers
- Occupational Safety & Health Administration (OSHA) – Workplace Injury Guidance
