If you’ve been hurt at work, you’re probably dealing with all kinds of things like paperwork, missed paychecks, and some doctor you’ve never even heard of telling you you’re fine.
It’s confusing and, honestly, kind of frustrating.
One question a lot of people have right away is if they really make us see their doctor.
Unfortunately, the answer is yes in most cases.
In this post, we’ll explain if workers’ comp can force you to see their doctor, why they do that, and what to do if you’re unhappy with their doctor.
Why Workers’ Comp Sends You To Their Doctor
When you report a workplace injury, your employer usually has a workers’ comp insurance company handling the claim. And that company has its own network of doctors it “trusts.”
These doctors are used to doing workers’ compensation exams, filling out the right paperwork, and (let’s be honest) saving the insurance company money.
By sending you to their chosen doctor, the insurance company gets a medical opinion that lines up with their version of your injury.
That might sound a little shady, and sometimes it is. But to be fair, it’s also about consistency.
These doctors are trained to evaluate injuries for legal and benefit purposes.
That doesn’t always mean they’re biased. Still, it can feel frustrating if you’re not being heard or taken seriously.
Also Read: Can You Sue Workers’ Comp For Emotional Distress?
Can Workers’ Comp Force You To See Their Doctor?
Yes, workers comp can force you to see their doctor – especially at the beginning of your claim.
Many states actually require injured workers to see an employer-approved doctor for the first visit or the first 30 days of treatment.
Some states are more flexible than others. But during that initial period, you might not have much of a choice. The insurance company wants that first report from someone in their network. It helps them decide if they’re approving your claim or not.
Also, even if you’re getting treatment from your own doctor later on, the insurance company might still send you to an Independent Medical Exam (IME) with a doctor they pick.
This is just to get a second opinion (or confirm what their original doctor said).
And yes, you usually have to go. Skipping it could affect your benefits.
When You Can Choose Your Own Doctor
Now, here’s the good news. In many states, once you’ve had that initial visit or after a set period (like 30 or 60 days), you can switch to a doctor of your choice.
You just need to follow the proper steps, and sometimes you’ll need approval.
Some states even let you pre-designate your own doctor before an injury happens.
That means, if you filled out a form ahead of time, you could go straight to your own doctor without dealing with the company’s pick. It’s a great option, but not everyone knows about it, and it usually has to be done before you get hurt.
In emergency situations, though, it’s totally different.
If it’s urgent and you need immediate care, you can go to the nearest hospital or ER. Nobody can stop you from doing that, even if it’s not a workers’ comp-approved doctor.
Red Flags With “Their” Doctor
Now, not every workers’ comp doctor is bad. Some truly care about helping you heal.
But let’s be honest, others aren’t quite so great. Sometimes, it’s clear the doctor is more focused on keeping the insurance company happy than actually treating your injury.
Here are a few red flags that might mean the doctor isn’t really on your side:
- They barely listen to you
- They rush your appointment
- They downplay your pain
- They push you back to work too fast
- Their report doesn’t match your reality
If any of that feels familiar, don’t just go along with it. You’ve got options.
Also Read: What Happens If I Drop My Workers’ Comp Case?
What To Do If You’re Unhappy With The Assigned Doctor
So what if you’re stuck with a doctor who just isn’t working for you? Here’s what you can do:
#1 Keep Detailed Notes
Every time you see the doctor, write it all down: what you said, what they said, how long you waited, how you felt during the visit, and what kind of treatment they suggested.
This can be super important if you need to challenge their opinion or request a different provider.
Even small details can help build your case if things start to go sideways.
#2 Ask For A Second Opinion
Feel like something’s not right with your diagnosis or treatment plan?
You can ask to see another doctor. In many states, you’re allowed to get a second opinion through the workers’ comp system.
It might take a bit of paperwork or approval, but it’s worth it if you want a fresh set of eyes on your injury, and maybe someone who takes you a little more seriously.
#3 Request A Change In Writing
If your state allows it (and many do), you can ask to switch doctors.
But you’ve got to do it the right way. That usually means putting your request in writing and sending it to the workers’ comp insurance company or the state board.
Be clear and respectful, and say why you want the change and, if you’ve got a new doctor in mind, include their info.
Don’t forget to keep a copy for yourself too.
Also Read: How Much Does Workers’ Compensation Pay in California?
#4 Talk To A Workers’ Comp Attorney
When things get messy (or you just feel like no one’s listening) it’s a good time to bring in a pro.
Workers’ comp attorneys deal with this stuff all day, every day. They know the system, they know the rules, and they’ll fight to make sure you’re treated fairly.
Plus, a lot of them offer free consultations, so it costs nothing to ask questions and see what your options are.
Bottom Line
Workers’ comp can force you to see their doctor in many cases – at least at first.
But you’re not stuck forever. Once you understand your rights and know the rules in your state, you’ve got more control than you might think.
If your gut is telling you something’s not right with the doctor you’ve been sent to, trust it. Keep records, ask questions, and don’t be afraid to speak up. Your recovery and your health are the priority, NOT the insurance company’s bottom line.
